January 27, 2014 4:28 PM

Merlene Davis: Free income tax service lets you keep all of your refund

According to advertisements, by simply handing over that little piece of paper that is your wage and tax statement, all your troubles, bills and cash shortages will disappear. Maybe so, but it might not be wise to hand over your W-2s to some of those businesses if they keep a sizeable chunk of your potential tax refund.

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