This morning in Savannah, the heat and humidity were simply staggering but as I drove into the garden there they were, two acalypha plants, the tropical troopers of the landscape. What I was looking at were Java White and the bright red cat tail like blooms of chenille plant.
On home mortgages, a large payment to principal reduces the loan balance and with it the fully-amortizing monthly payment, or FAMP. FAMP is the level of monthly payment required to repay the mortgage fully over its remaining term. Many borrowers would like a mortgage on which the monthly payment would drop to the new, lower FAMP following a large payment to principal and are disappointed when they find they don't have one.
Q: Our home was foreclosed by our first mortgage lender several years ago, leaving the second mortgage unpaid. After we got back on our feet financially three years ago, I began trying to reach out to the second mortgage lender to work things out. The lender would not speak to me about it, other than to say the loan was charged off. Because the debt was still on my credit report, I kept at the lender and finally negotiated a settlement, paying a reduced amount. Still, the debt shows up on my credit report as settled for less than the full amount owed - and that's preventing me from getting a new mortgage for three more years. Is the lender liable for blowing me off all that time?
LOS ANGELES - Married eight years, the couple work together as the creative agency NONdesigns and live in the Dorland house, a two-bedroom, one-bath house designed by Lloyd Wright that they purchased in 2013.
Refinancing your mortgage can save you a lot of money in interest and lower your monthly payment - when the numbers makes sense, that is. But there are times when a seemingly money-saving move like a refinance can backfire. In short, there are times when it doesn't pay to refinance.
For many homeowners, it is not unusual for spare bedrooms to be used as home offices. In fact, with so many working from home, the influx of virtual meetings and telecommuting, home offices are no longer considered to be an extravagance, but a necessity.
There is something so nostalgic about fall for me. Maybe it comes from growing up in a small, Midwestern river town, where the trees turned spectacular shades of scarlet, amber and orange. Where apple orchards were bursting with juicy fruit ready for a snack or pie. Or maybe it was the excitement of football game days in our small college town. Fall just feels like home, familiar and friendly.
Toile de Jouy is named after the French town of Jouy-en-Josas, where it got its start in the 18th century. That explains all those pastoral scenes peopled by farmers in Colonial-era garb. Yet these toile designs also telegraphed the news of the world, whether it be balloon voyages, the American victory in a revolutionary war or the toppling of a king. You can still buy those designs as wallpaper or fabric.
TACOMA, Wash. - If you think "waterless garden" and picture a stark xeriscape filled with spiky succulents, it's time to flip the stereotype. Two gardens in Tacoma and Puyallup, Wash., are living proof that you can have a lush landscape without anything but rainwater - even as our Northwest summers get hotter and drier.
The debate continues over whether extended appliance warranties are worth the cost. Some appliance technicians recommend them for today's larger, more expensive appliances, while others suggest regular maintenance is enough to keep appliances in top running order.
You've been perusing real estate apps for months, have gone to countless house inspections and finally found the home of your dreams. But before you start building your decor Pinterest board and investing in new wares, it's time to tackle one of the most frustrating parts of the process: moving.
Q: Dear Ed, I am thinking of installing a new kitchen sink with a bridge-type faucet. While I find this faucet attractive, does the bridge styling have any functional advantages as well? I don't want to pay extra money for just good looks.