Here are some fees to avoid on phone bills:
■ Cell phone companies will charge up to $200 in "termination fees" if you cancel a contract early. Some prorate the fee to reflect the time left on the contract, but check your end date before switching services. If riding out your plan isn't an option, check out a contract trading service, like Celltradeusa.com, ReCellular.com or Cellswapper.com, where someone else may bid to take over the remaining portion of your contract.
■ Telephone companies often charge separately for services like voice mail, call waiting and caller ID, along with local and long distance calling. Some of these features may duplicate service you have on your cell phone. Compare both bills, and cut out services you don't need.
■ Conversely, if you use a service and pay extra fees — like roaming charges on your cell when you're traveling or if you've started texting frequently but still pay for each message — you may be able to save by adjusting your plan to one that includes more options.