Here is a tip on how to move homes with lower costs and less hassle:
Insure it: Check your homeowner's or renter's insurance policy to determine whether it provides coverage for your belongings while in transit. If not, you'll probably want more than the basic free valuation coverage a full-service mover provides. The standard valuation is 60 cents per pound per item. That means breaking a 10-pound, $1,000 stereo system would net you $6.
You'll want full replacement-value insurance, which reimburses you what it will cost to replace broken items. But don't necessarily buy that insurance from the moving company. Moving insurance is likely cheaper from a third party, such as MovingInsurance.com.
Be aware that you probably cannot get insurance on boxes you packed yourself. A mover must pack them.
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