Jennifer Garland, a social worker at the Lexington Senior Center, is helping a senior who needs $94 for rent. The senior has Crohn's disease and lives on Social Security. A month ago, she overdrew her checking account and accrued overdraft charges. To solve her banking problems, she took out a loan at a payday advance office. She needs to pay back the loan to avoid large interest charges but cannot afford to do that and pay her rent. She is working with friends and social workers to develop better budgeting practices.
You can help: Lex-Care Inc., P.O. Box 1328, Lexington, Ky., 40588. Contact Lex-Care at (859) 699-9859, Lexcare.org or Lexcare.email@example.com.