Upside to down economy: stores really want us

One positive aspect that came from the failing economy is that stores are competing for our business. One way they are doing that is by matching competitors' prices.

For that reason, when you go into a retailer it is good to know the store's policy about price matching. Many stores will match an ad price only from another local retailer; some include prices found online. Learn the store's policy to get the best deal you can.

Below are some major retailers' policies. There are few things that are standard for price-matching policies:

■ The advertised product must be identical to the one you are buying.

■ You must show proof of the competitor's price, usually by bringing in a physical copy of the ad or, in the case of online prices, a printout of the price.

■ The price you want to match must be current.

■ Some stores exclude some products from their price-matching program.

Target: The chain has a special policy for the holidays. From Nov. 1 to Dec. 16, Target will match the prices found at select online retailers, including,,, and To qualify, show the online price using your smartphone or a printout of the price. Also, the policy has been extended to Dec. 24 for competitors' printed ads and prices at, which are sometimes lower than what you find in stores. Read the policy at

Walmart: Read the policy at

Best Buy: The retailer's policy is fairly standard but includes only select online retailers. Read the policy at

Toys R Us and Babies R Us: Read the policy at


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