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Keep cell phone fees in check

If you've ever incurred cell phone fees, you know that they can sting.

If you've regularly been getting slapped with fees, it's probably time to change your behavior. From Amy Bickers, associate editor at Kiplinger.com, here are three ways to avoid cell phone fees:

Keep track of your minutes. Keeping track of your minutes is not hard, and it is certainly worthwhile. You can check how many minutes you have used on the Internet by setting up an online account with your phone carrier. You can also check them on your phone, typically by calling into the phone company's automated system.

Buy text messages in bulk. If you don't yet have a bulk plan for text messages and text frequently, it is time to look into one.

Look into prepaid services. With a prepaid service, you can cancel your service without penalties. The added benefit of this service is you aren't locking yourself into a contract. If you want to switch to another service, it is easy and fee-less to do.

Marshall Loeb, MarketWatch

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