Tighten the belt in 2009

A weekly look at a problem that affects your bottom line.

Problem: You need more money for college quickly and don't know where to turn.

Solution: Look for scholarships. Read the scholarship offerings online from the College Board (, and Many have grants that have rolling deadlines and easy, online applications.

If you're maxed out on lower-interest federal loans, consider comparison shopping with or The sites allow prospective students to shop around for student loans and avoid a hard inquiry on their credit reports. As the credit crunch has crimped student borrowing and increased interest rates on private loans, SimpleTuition and StudentLoanMonkey will show you available offers from a variety of lenders.