Add a dollar coin, eliminate the penny to save costs
I read with interest and skepticism the article concerning the proposal of using a dollar coin to replace the dollar bill. We have tried this before.
Individuals remain stubbornly attached to their money. I find this so funny that we would rather embrace the emotional feel of our money versus its value to our community.
This also begs us to answer why we refuse to eliminate the penny. It costs us more to make and is rarely picked up anymore when left on the ground.
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By the way, eliminating the penny would give the dollar coins a place in cash register drawers. These two issues should be connected.
We complain at the high cost of government but rebuke any attempt to cut costs. We can't continue to have it both ways.
Speaking of tyranny
In response to the "Moral tyranny" letter, I certainly do not wish to oppress anyone, or see a "tyranny exercised for the good of its victims" as was so eloquently noted.
However, who are the disgusting people I see flicking their cigarette butts out of their car windows?
Or the wonderful non-tyrannical individuals who stand and smoke in front of stores so those who suffer lung problems, cancer or chronic obstructive pulmonary disease get to enjoy their "freedom smoke"?
Or that great citizen who stands in front of the University of Kentucky Chandler Hospital in a hospital-issued gown smoking a delicious cigarette while holding onto an IV pole? Classy.
The great news is Kentucky is one of two states with the highest death rate from smoking. What people fail to realize is that smoking causes myriad health issues for others. Some include burning eyes, breathing problems, migraines, lung cancer and a host of allergies.
So, stop being selfish and think about someone else for a change. Or, keep on a smokin' (and perhaps the smokers will purge themselves from Kentucky).
No value in economizing
I am so upset. I have tried and tried to refinance my home loan and am told my debt to income does not meet the requirements of the banks.
They are correct in the fact that I don't make big money working two jobs. But they have to admit that I have always paid off all my debts on time.
With God's help, I bought my business's building, paid for a farm in another county, plus two other pieces of property, paid for and then bought a house in 2009 and have met every payment on it. My credit score is excellent, which seems to mean nothing to the banks either.
I was raised "old school" where you paid what you owed first and lived off what was left, not the other way around (the American way of thinking in today's time).
It seems I am being punished, again, by others' actions and not mine. Because they did not or could not meet their obligations, then I don't qualify.
All I ask is to be judged by my actions and credibility, not others'.
My goal was to get lower interest rates and double the payments to pay off my debt before retirement.
And you see all these advertisements to refinance your home for 2.75 percent or 3 percent rates, but if you're an honest hard-working person willing to live on nothing to pay your debt, then you won't qualify.
Paying for others
I have been a patient at Jessamine Medical for 17 years. I currently do not have insurance due to a job layoff. I plan to get health insurance from Kentucky's Pre-Existing Condition Insurance Plan after Oct. 31. I have to have no insurance for six months to quality.
I needed to get a prescription filled but because it is a controlled substance I have to go see the doctor. It costs $125 to see the doctor because of drug addicts who have abused the system. I have never abused the system, and am not a drug addict. Why do others have to suffer for the mistakes of others?
I hope Lexington Clinic and Jessamine Medical enjoy my $125. That money is very important to us.
Hard to get help
I don't understand why single people who have worked hard all their lives are penalized. I recently went to a food bank and couldn't pick the food I wanted to get for myself. No, I wasn't going to stock up for a month or so.
I was given a bag of sweet potatoes, then had them taken from me because they were a commodity and I was told to get a voucher from a state agency to get the commodity items.
They gave me a bag of beans, a can of tomatoes, corn and applesauce. I could come back and get a box of cereal and a jug of juice later, but they said I was very restricted.
I also went to apply for food stamps. I see plenty of people getting plenty and other women who have three or four kids attached to their belt loops.
I just wanted some help to get me over the hump, yet when I reach out to get it, it's not there. I know of people who seem to get all these things for nothing and I see them in the free soup lines around town.
It just makes me mad that when a person such as me tries to get assistance, she is turned away.