Health insurance mandate better than bankruptcy
In the state of Kentucky, if you own and drive a car you are required, mandated, forced or whatever you want to call it to have auto insurance.
Doctors, lawyers, contractors are all required to have some form of insurance protection.
I have not had an accident in over 35 years. I guess the premiums I have been paying all these years have been to cover the bad drivers out there. Not once have my premiums gone down in that time.
Since I am blessed with good genes and good health, the health care premiums I have paid in these past 30-plus years have gone to pay for those not as fortunate as I. I hope I never have to use my medical or auto insurance. But in case I do, it is reassuring that I have both as a backstop in case something bad does occur.
Mandating all drivers to have auto insurance spreads the risk pool to all. This is what Obamacare is all about — spreading the risk while at the same time diminishing the fear of loss. After all that is why we purchase insurance in the first place.
Prior to the Affordable Care Act, we had national health care. If you ended up in the emergency room and had no health care coverage, guess who paid for it?
The problem was 80 percent of the people with medical insurance were paying 100 percent of the cost of health care (via premiums) or the uninsured ended up filing for bankruptcy — an emotionally disturbing experience.
Ball's heroic chance
Dr. Lauren Larson's commentary about the decision of the city council and Ball Homes regarding a 300-year old bur oak made it obvious that neither party cares about a very special part of history.
Both parties owe it to the public to use some common sense. They should at least visit the area and try to agree on a solution. They might also try heeding the advice of the tree specialist, since none of them are licensed tree specialists.
This could be an opportunity to at least make a decision that would be fair to all parties. Ball Homes could be a hero and put aside greed that seems to be a motivating factor.
The tree specialist is the person who will know the best route to protect the tree. The city council has the life of the tree in their hands.
The people of Fayette County all wish they could have a view of this magnificent tree in their area.
Robert S. Connell
Cable service suffers
Do I ever agree with Miki Wright's letter that Time Warner Cable needs competition.
I just experienced a situation that was very upsetting to me. I talked with two individuals at TWC who had no knowledge of their equipment. I was trying to program a new remote that I had gotten from them. Both individuals kept telling me to make sure the TV was plugged in correctly (it was) and to unplug the TV and reboot it (I did and no change). Then both told me my TV must be bad (no it isn't). So with a friend's help we solved it ourselves.
TWC doesn't know what customer service is.
Regarding the controversy over The Community Inn, the homeless shelter: My daughter volunteers there and the rules to stay there are very strict. The problem is no one cares about our homeless people. This shelter is on Winchester Road; it's not like it is in Andover, Firebrook etc.
My daughter also feeds the homeless once a month. Instead of complaining, why don't we all do our part to take care of our homeless? I hope Jesus does not turn you away from heaven. You know what's said about karma. When you are warm and dry in your cozy house, think about those who don't have a home. Stop complaining and do your part. You may some day be where they are.
Mayor Jim Gray and the residents of Fayette County, let's build an apartment complex for our homeless. I will be willing to help raise the funds. God knows we build a lot of other buildings we don't need. Better yet let's take one you want to tear down and put it to good use.
Rep. Andy Barr says he voted to defund Obamacare because he didn't want his daughters to be left owing a huge national debt and the government shutdown was collateral damage that wasn't his fault. I don't understand why he feels that defunding Obamacare will leave his daughters with no debt. Obamacare has not added anything to the national debt and is structured so that recipients pay premiums to offset the cost.
I have been concerned about the mounting national debt since Ronald Reagan declared that cutting taxes increases tax revenue. We now have 30 years of history to show this idea is absurd but it is still the policy of the Republican Party.
The Reagan and Bush tax cuts, passed by Republican congresses with no spending cuts, have been charged 100 percent to the national debt.
The last three Republican presidents waged seven wars without passing taxes to fund them. Congress routinely raised the debt ceiling to accommodate the spending: 16 times for Reagan, five for Bush-41, and seven for Bush-43.
If Barr truly wants to address the national debt he should start with the billion-dollars-per-day the Bush/Cheney tax cuts have added to the national debt the last 12 years. I'm sure he won't.
Republican Newt Gingrich led two government shutdowns to try to prevent President Bill Clinton from undoing the fiscal irresponsibility of Reagan and Bush-41 and balance the budget.
Now Republicans Barr, Ted Cruz, and Rand Paul have led a similar shutdown using Obamacare as a smokescreen.
Talk about peace
During the holidays there is a strong essence of thankfulness and a sense of peace. Everyone knows our nation and our world are not at peace. We should think in a way that peace can overcome a world of war and conflict.
I am finishing up a peace studies course at the Bluegrass Community and Technical College which has inspired me to encourage everyone to think about and discuss peace on Earth with their family and friends. Happy holiday's everyone.
Give Caesar his due
Concerning the latest attempt to derail the Affordable Care Act, in which a few for-profit businesses are trying to circumvent the law by avoiding providing health insurance benefits to employees because of claimed religious opposition, when instead it actually seems to be a thinly veiled attempt to impose their religious views on others, I want to ask one question: Whatever happened to "render unto Ceaser what is Ceaser's?"
Gary C. Pruitt