Little liability leads to big problems
As a couple in our 70s, my husband and I were trying to enjoy retirement in our country home in Madison County. On June 21, our home was crashed into by a company truck driven by a 19-year-old male going 70 mph in a 35 mph zone on our road.
The impact took out the foundation of our house, causing major structural problems. While our homeowner's insurance will help to a small degree, it will not cover the full loss.
When we contacted the company's insurer, we were told that their property damage liability was limited to $10,000 and no more.
Sign Up and Save
Get six months of free digital access to the Lexington Herald-Leader
I have never heard of a business carrying such a small amount of insurance. The driver also totaled two motor vehicles on our road moments before sailing through our yard and hitting our house.
The insurer said the $10,000 will be divided between us and the two motor-vehicle victims.
It concerns me that this company carries so little insurance on their trucks and drivers. What are people like us supposed to do when we have our homes destroyed by their drivers?
Sylvia D. Porter
McConnell proven leader
We have approached a point when we are faced with choices. They require a sense of resolve, courage and dedication Kentuckians posses.
Kentucky wants to retain a senator who embraces our principles as well as our way of life. Sen. Mitch McConnell is a proven leader who gives Kentucky a strong voice in Washington and maintains a steadfast presence at home.
Now, we face an opponent that does not embrace Kentucky. Alison Lundergan Grimes supported President Barack Obama in 2008 and committed to the Democrats' anti-coal, pro-Obamacare platform as an Obama delegate at the 2012 Democratic Convention.
A vote for Grimes is a vote for the Obama agenda, and Kentucky cannot afford it. The choice is clear: Kentucky can install a shill for the Obama administration or a proven conservative who will continue to fight for you.
We find no comfort in the fact that other states have a similar budget problems. No doubt the legislators in other states operate in the same manner as our legislators, therefore a similar outcome.
Incumbents, knowing that money and power are corrupting influences, want to get their hands on them. Politicians devised and implemented the seniority system to ensure longevity.
Incumbents operate on the principle of being positioned for the next short-term election cycle, being absent without leave while soliciting campaign money. Meanwhile, problem solving is endlessly delayed.
Incumbents love the simplistic, mindless campaigning using worn-out rhetoric of jobs, taxes, education and health care.
Rigging election outcomes by every legal means they can devise is standard operating procedure. They often reverse positions on issues when it's expedient and self-serving, knowing that the people have short, if any, attention spans.
Collegiality reigns supreme when arrangements for their own welfare are under discussion.
Incumbents know it's important to have the people believe that when they finally agree on legislation, it must be true the people have been well-served.
Never mind the fact that agreed upon legislation may ultimately bite everyone in an unmentionable spot. Solution: The people must act.
Mike R. Meyers
How can any contemporary Christian be a conservative when Jesus was such a liberal?
The term "Christian conservative" is the ultimate oxymoron.
Lead with actions
It's safe to say that we have a leadership problem in many sectors of our nation. The spheres of business, education, media and politics alike need good leaders.
During the 20th century, Robert K. Greenleaf became legendary for his books and seminars on leadership. Greenleaf said on the subject:
"Foresight is the 'lead' that the leader has. Once he loses this lead and events start to force his hand, he is leader in name only. He is not leading; he is reacting to immediate events and he probably will not long be a leader. There are abundant current examples of loss of leadership which stems from a failure to foresee what reasonably could have been foreseen, and from failure to act on that knowledge while the leader has freedom to act."