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How Much Is Invisalign and Is It Worth It?

By James F. Trumm MONEY RESEARCH COLLECTIVE

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If you’re thinking of straightening your teeth or fixing an underbite, you may have wondered about Invisalign, a treatment that relies on clear aligners and provides results comparable to those delivered by traditional orthodontia.

How much does Invisalign cost? How does it compare to conventional braces? What are its risks and benefits? Read on to learn more about the cost of Invisalign to see if it’s a viable option for you.

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What is Invisalign?

Invisalign is a type of orthodontic treatment that straightens and aligns teeth. Rather than attaching metal brackets to your teeth as is done with traditional braces, Invisalign uses a series of plastic aligners to gently and gradually move your teeth into the correct position.

You may be able to use Invisalign aligners to:

  • Straighten crooked teeth
  • Help give crowded teeth more space
  • Correct underbites, overbites or crossbites
  • Close gaps between teeth

As with traditional braces, Invisalign treatment is FDA approved, and an orthodontist will oversee your Invisalign treatment from start to finish to ensure your teeth are moving appropriately.

How Does Invisalign Work?

An Invisalign treatment typically takes place over 12 to 18 months. Your specific treatment time will vary depending on the condition of your teeth and your desired results.

At the start of your treatment, your orthodontist will take a mold and X-rays of your teeth. You’ll then receive a series of custom-made clear aligners that will gradually move your teeth into the desired position. You’ll need to wear the aligners for at least 22 hours a day to see the best results. The only times you should remove them are to eat and to perform your regular oral health tasks, like brushing and flossing. Because of the diligence required for Invisalign, it might not be the best option for younger children. Though there is no minimum age, the earliest recommended age is seven, and the system is designed for adults over the age of eighteen.

Because you can take your aligner trays out at any time, keeping your teeth clean is an easy process compared to what you might experience with conventional braces. Still, it wouldn’t hurt to look into the best electric toothbrushes and best water flossers. These will help ensure you don’t leave any food trapped in your teeth when putting your aligners back in.

Generally, you’ll change to new aligners every one to two weeks. To make sure you’re progressing, your orthodontist will check your progress regularly. The direct, in-person involvement of an orthodontist makes Invisalign different from other services like Smile Direct Club, where treatment is conducted entirely remotely.

At the conclusion of your treatment plan, you’ll be given special retainers to wear at night. These keep your teeth securely in place so your new smile doesn’t start to shift over time.

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How Much Does Invisalign Cost?

For most people, the average cost of Invisalign is somewhere between $3,000 to $7,000. The actual price will vary greatly depending on the length of your treatment plan. For example, if your orthodontist recommends a full 18 months of treatment, that will cost more than someone who only requires six months. Additionally, you may need other dental treatments to support your candidacy for Invisalign, such as a tooth extraction or the placement of a crown.

There are a few options to help lower the overall cost of Invisalign. Because they are an approved medical item, Invisalign trays can typically be paid for with your flexible spending account (FSA) or health savings account (HSA). These accounts allow you to set aside some money, tax-free,  for medical expenses and let you pay for eligible expenses from your savings.

To qualify for an FSA, you’ll need to enroll with your employer and contribute part of your paycheck to your account. An HSA is a little different, as you’ll need to be enrolled in a high-deductible health plan. Either way, using these funds can help you reduce your tax liability. However, you won’t save anything on the actual sticker price of treatment.

Another option is checking to see if your insurance company will cover the cost of Invisalign. This is more likely if you have specific dental insurance coverage. Most companies and plans don’t cover 100% of orthodontic treatment, but they may offer some type of coinsurance to help with the costs. A few offer partial or full coverage for the medically-based dental services you might need before Invisalign, such as a root canal or wisdom tooth removal.

Be aware that your insurance plan may have a coverage limit in addition to deductibles, so if your treatment exceeds that amount, you’ll be responsible for the rest of the bill. Keep in mind that many dental plans only cover orthodontic services for children 19 or younger, so check your plan to see if you’ve aged out of their coverage.

You may also be able to work out payment plans with your Invisalign provider. Many offices know that the upfront cost of Invisalign can be prohibitive, so they allow you to make a down payment. Then you can arrange monthly payment plans that let you pay off your balance over time. Typically, this works out to be between $100 to $250 a month, depending on the duration of your treatment and the size of your down payment. In best-case scenarios, your Invisalign provider will charge little to no interest, making in-house financing an attractive choice.

Two final options are using CareCredit or other credit cards. CareCredit is essentially a medical expense credit card that doesn’t charge interest on outstanding balances for up to 24 months. If you don’t want to open a new credit account, you may also be able to use one of your existing credit cards. Just make sure it has a low APR, or otherwise, you could wind up paying excessive interest charges.

Invisalign FAQ

Who is Invisalign suitable for?

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One of the biggest benefits of Invisalign is that many people can begin an Invisalign treatment not long after undergoing other dental work, such as the removal of a tooth, a root canal, treatment of gum disease, fixing a broken crown, or palate expansion.

Adults are especially attracted to Invisalign because it offers a nearly invisible mode of treatment. When in place, the aligners are not apparent to onlookers. This helps older patients feel confident about improving their smiles without anyone knowing they are undergoing orthodontic treatment.

Invisalign is not for everyone, though. Children under the age of seven are not candidates for Invisalign. And for some adults, a dentist or orthodontist may recommend traditional metal braces with brackets or even surgery. If you have minor imperfections in your smile, you may find it more cost-effective to work with a cosmetic dentist to place porcelain veneers on the front of your teeth to give you the illusion of straight teeth. People with dental implants and dental bridges may also be advised to select a different path to their desired smile.

How long does Invisalign take?

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For most people, Invisalign treatment takes somewhere between 12 to 18 months. This is typically on par with the treatment time for traditional metal braces. If you have a more complicated case, your treatment could take a little longer. It could also take longer if you don't wear your aligners at least 22 hours a day. No matter how long your treatment is, you'll need to wear retainers after the primary treatment is complete to maintain your results.

Is Invisalign cheaper than braces?

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The cost of Invisalign is roughly equivalent to the cost of metal braces or invisible braces: between $3,000 to $7,000, on average. All those options tend to be less expensive than lingual braces — braces that are fixed to the back of your teeth — which typically cost between $5,000 and $13,000. To know for sure what your orthodontic treatment will cost, you can get more accurate estimates from your local orthodontist.

Does insurance cover Invisalign?

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Traditional healthcare insurance will probably not cover Invisalign, but check out your policy to be sure. Some dental insurance plans will at least partially cover Invisalign treatment. However, most dental insurance plans have a lifetime limit, meaning that they'll only pay for orthodontic treatment once. For example, if you already had aligners from Smile Direct Club and submitted them to your insurance, your company probably won't also pay for Invisalign.

Before your insurance provider covers the cost of Invisalign, you'll need to pay your deductible, which is a preset amount before services kick in. Always check with your provider first to determine whether you have insurance coverage for Invisalign.

If you don't have healthcare insurance coverage, some alternative options to consider are digging into your tax-free FSA or HSA funds. You can also check out the best dental insurance plans to find one that will help you pay for Invisalign.

How to get Invisalign?

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When you're ready to try out Invisalign, your first step should be scheduling an appointment with your local orthodontist or DDS. These dentistry specialists will monitor your progress throughout your treatment, so make sure to find a provider you trust.

At your first appointment, your doctor will help devise a plan of care for you based on your desired results and current smile. At a subsequent follow-up appointment, you'll get your first set of aligners and start the journey to straighter teeth.

What are the pros and cons of Invisalign?

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Although Invisalign can be an excellent solution for most people looking for straighter teeth, the Invisalign system has cons as well as pros. Below are some of the top advantages and disadvantages to help you determine if you want to call an Invisalign provider.

Invisalign Pros

- Discretion: You will be the only one who knows that your teeth are being moved into a more attractive position. Many professionals find this the most appealing aspect of choosing Invisalign instead of traditional braces, even if the cost of Invisalign is a little higher.

- Reputation: Invisalign has been around for more than two decades and continues to provide satisfactory results. This makes it a proven alternative to traditional orthodontic treatments.

- Ease of Use: It's simple to remove your Invisalign aligners to maintain a clean mouth and eat meals. Plus, you do not have to go to as many orthodontic appointments because you will swap your old aligner trays for new ones in the comfort of your home.

- Affordability: You may pay a little more for Invisalign than for other kinds of braces. In general, though, the cost of Invisalign is very much in line with traditional ways of straightening your teeth. And if your dental insurance covers orthodontic treatment, it is likely to cover Invisalign.

Invisalign Cons

- Commitment: To get the best results from Invisalign, you must be fully committed to wearing your Invisalign aligners at least 22 hours a day, every day. Additionally, you will have to keep your aligners clean by brushing them and occasionally soaking them. Otherwise, your aligners could begin to smell bad or redistribute bacteria onto your teeth and gums.

- Speech Issues: It can take anywhere from a few days to a month for Invisalign users to be able to speak clearly while wearing their aligners. Patients can find this frustrating, especially if they work in professional surroundings and have to talk with colleagues, clients, and other people regularly. This is a temporary "con," but one that you need to remember.

- Discomfort: Compared to metal or plastic bracketed braces that rely on wires to force the teeth to move, Invisalign is usually more comfortable. Nevertheless, some patients do complain of discomfort when switching aligners. Invisalign aligners may lead to irritation of the gums or insides of the cheeks. They also may cause your mouth to produce more saliva than usual for about the first week.

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Invisalign Costs Bottom Line

When used as directed, Invisalign is generally as effective as traditional braces. Compared to traditional metal braces, aligners are more visually discreet and cause less discomfort. Plus, maintaining proper dental care can be easier when you can simply remove your trays to clean your teeth.

The cost of Invisalign is similar to that of traditional braces – and there are payment options you can explore to help make the cost more affordable.

James F. Trumm

James F. Trumm has written and edited numerous articles about consumer finance, travel, literature, and other topics. He’s currently editing a book for the University of Toledo Press and hosting Wanderlust, a radio show about how travel changes people.